Insurance Requirement Templates
Start with insurance templates that are ready to use
COISimple templates include common commercial insurance requirements such as:
General Liability (GL)
Commercial Auto
Workers’ Compensation
Umbrella / Excess Liability
Professional Liability (E&O)
Directors & Officers (D&O)
Cyber Liability
How Template Works
Define insurance requirements once
Templates allow you to standardize vendor insurance requirements across projects and teams.
Each template can define:
• Required coverage types
• Minimum coverage limits
• Required endorsements (when applicable)
• Carrier rating guidance (e.g., A- VII or better)
• Special instructions for vendors
Templates ensure consistent compliance standards across your organization.
Template Library
General Contractor
Designed for contractors managing subcontractors and trade vendors.
Typical coverages include:
- General Liability
- Workers’ Compensation
- Umbrella / Excess Liability
- Commercial Auto (if applicable)
Subcontractor / Trade Vendor
Designed for construction trades such as electricians, plumbers, and carpenters.
Typical coverages include:
- General Liability
- Workers’ Compensation
- Commercial Auto
- Umbrella / Excess Liability
IT / SaaS / Technology Vendor
Designed for software providers, consultants, managed IT services, and cybersecurity vendors.
Typical coverages include:
- Professional Liability (E&O)
- Cyber Liability
- General Liability
- Workers’ Compensation
Property Maintenance Vendor
For vendors providing building maintenance and facility services.
Typical coverages include:
- General Liability
- Workers’ Compensation
- Commercial Auto
Janitorial / Cleaning Vendor
For cleaning and janitorial service providers.
Typical coverages include:
- General Liability
- Workers’ Compensation
- Commercial Auto
Landscaping Vendor
For landscaping, lawn care, and outdoor maintenance providers.
Typical coverages include:
- General Liability
- Workers’ Compensation
- Commercial Auto
HVAC / Electrical / Plumbing Vendor
For skilled trades working on building systems.
Typical coverages include:
- General Liability
- Workers’ Compensation
- Commercial Auto
- Umbrella Liability
Delivery / Transportation Vendor
For vendors transporting goods or equipment.
Typical coverages include:
- Commercial Auto
- General Liability
- Workers’ Compensation
Professional Services Vendor
For consultants, agencies, and advisory firms.
Typical coverages include:
- Professional Liability (E&O)
- General Liability
- Cyber Liability
Event Vendor
For event organizers, caterers, production teams, and temporary service providers.
Typical coverages include:
- General Liability
- Liquor Liability (if applicable)
- Workers’ Compensation